A Homeowner’s Guide to Assessing and Managing Storm Roof Damage

180 Contractors • August 23, 2025
Small house with trees under dark storm clouds in a green sky

Storms can strike without warning, leaving behind a trail of destruction—and your roof often takes the brunt of it. For homeowners in Bloomfield Hills, MI, understanding how to assess and manage storm roof damage is key to protecting your home and making timely, cost-effective decisions.


At 180 Contractors Roofing & Siding, we’ve helped countless homeowners recover from roof storm damage through professional inspections, repairs, and replacements backed by experience and trust.


Initial Steps After a Storm

1. Perform a Ground-Level Visual Inspection

Safety is always the top priority. Once the storm has passed, walk around your home and look for obvious signs of damage from the ground:

  • Missing or curled shingles
  • Exposed underlayment
  • Detached gutters or downspouts
  • Flashing pulled away from walls or chimneys
  • Debris like branches or hail remnants


Use binoculars if necessary, but never climb on the roof without proper safety equipment and training.


2. Check for Interior Signs

Inspect your attic and ceilings for leaks, water stains, or sagging. These are immediate indicators that water has infiltrated your roofing system.


3. Document Everything

Take clear photos of all damage—inside and out. Documentation is essential when filing an insurance claim, and it helps professionals evaluate the full scope of repairs needed.


Schedule a Professional Roof Inspection

Even if you don’t notice obvious damage, a trained roofer can spot hidden vulnerabilities that may worsen over time. At 180 Contractors Roofing & Siding, our inspections include:

  • Detailed assessment of shingles, flashing, decking, and gutters
  • Moisture detection to identify unseen leaks
  • A written report for insurance or personal records


This professional assessment helps determine whether you need minor repairs or a complete roof replacement.


Understanding Your Insurance Process

Review Your Policy

Understand what’s covered. Most homeowners insurance includes storm damage caused by wind, hail, or falling debris—but not gradual wear or pre-existing issues.


Contact Your Insurance Provider

Report the damage and begin the claims process. Provide your inspection report and photos. Your insurance company may send out an adjuster to confirm the damage.


Work With an Experienced Roofing Contractor

Choose a contractor who has experience with insurance claims. We work closely with adjusters to ensure all necessary work is approved and completed to code.


Common Types of Storm Roof Damage

  • Hail Damage: Pitted or bruised shingles, often leading to granule loss and exposure of underlying layers.
  • Wind Damage: Lifted, missing, or cracked shingles and dislodged flashing.
  • Water Intrusion: Leaks, staining, mold, and rot from prolonged exposure.
  • Structural Damage: Fallen tree limbs can crush or puncture roofing materials and supports.


Don’t Delay Repairs

Small damage often leads to bigger problems if left untreated. Addressing storm-related roof damage promptly helps you:

  • Avoid higher future repair costs
  • Prevent structural deterioration
  • Maintain your home’s insulation and energy efficiency


Our Commitment to Quality

We are proud to be an Owens Corning Preferred Contractor, BBB A+ rated, and supported by GuildQuality. For homeowners in Bloomfield Hills, MI, we offer trustworthy guidance and lasting solutions that restore your roof to top condition.


Final Thoughts

Storm damage doesn’t have to lead to confusion or costly mistakes. By taking the right steps immediately after the storm and working with trusted professionals, you can protect your home and restore peace of mind.


Turn to 180 Contractors Roofing & Siding for expert help in assessing, managing, and repairing roof storm damage in Bloomfield Hills, MI. We’re here when you need us most.


Read also our blog: Essential Spring Roofing Tips After a Harsh Winter Season

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