Hailstorms are a common threat to homes in Waterford, MI, especially during spring and summer. While hail might seem like a short-lived weather event, the damage it inflicts on your roof can lead to long-term problems—including leaks, structural decay, and costly repairs—if not addressed promptly.
At
180 Contractors Roofing & Siding, we’ve seen firsthand how hail affects different roofing materials and how critical a timely response can be. This blog will help you understand how hail damages your roof, what signs to look for, and what steps you should take immediately after a storm to protect your investment.
How Hail Damages Roofing Systems
Hailstones vary in size—from pea-sized pellets to golf-ball-sized ice—and when they fall at high speeds, they can seriously impact your roof. The extent of damage depends on factors like:
- Hail size and density
- Wind speed and direction
- Roofing material type and age
- Previous wear and tear on your roof
Asphalt Shingles
The most common roofing material in Michigan, asphalt shingles can suffer:
- Granule loss, which weakens UV protection
- Shingle bruising, or soft spots that eventually crack
- Tears or punctures, especially in older or brittle shingles
Metal Roofing
While more resistant, metal roofing can still show:
- Visible dents or dimples that reduce curb appeal
- Compromised coatings, which expose the surface to rust over time
Wood Shingles and Slate
These materials are vulnerable to cracking, splitting, and breakage from large hailstones.
Why Hail Damage Isn’t Always Obvious
One of the biggest risks with hail damage is that it often goes unnoticed—until it’s too late. While missing shingles or obvious dents are easy to spot, many hail impacts are subtle. These small bruises or granule losses may not cause immediate leaks, but over time they:
- Compromise water resistance
- Shorten the lifespan of your roof
- Void manufacturer warranties
- Create openings for mold, rot, and pests
This is why post-storm inspections are so important, even if your roof “looks fine.”
Signs Your Roof May Have Hail Damage
If a hailstorm recently swept through Waterford, check your property for clues, including:
- Granules around downspouts or in gutters
- Dented gutters, flashing, or roof vents
- Soft spots or bruises on shingles
- Shingles that appear shiny, bare, or darker in spots
- Interior leaks or ceiling water stains
Even minor hail damage can worsen over time, especially during heavy rain or freeze-thaw cycles.
What to Do After a Hailstorm
1. Conduct a Safe Visual Inspection
Look at your roof from the ground using binoculars. Take note of any irregularities, missing shingles, or debris buildup. Also, check vehicles, fences, and siding for hail impacts—if they’re damaged, your roof likely is too.
2. Call a Local Roofing Expert
Schedule a professional inspection with a reputable local contractor like 180 Contractors Roofing & Siding. We:
- Perform a free, thorough roof assessment
- Document all visible damage with photos
- Explain whether the damage qualifies for an insurance claim
- Offer temporary tarping if needed
Avoid “storm chasers” who arrive from out of state and offer too-good-to-be-true deals. These companies often disappear before follow-up service is needed.
3. File an Insurance Claim Promptly
If damage is confirmed, file a claim with your homeowner’s insurance. Most policies in Michigan cover hail damage, but there’s often a limited time window to file—typically 6 to 12 months after the event.
Let us meet with your insurance adjuster to ensure all damage is properly noted and included in the scope of repairs.
Insurance and Hail Damage: What You Should Know
Navigating the insurance process can be tricky. That’s why homeowners in Waterford turn to us for guidance every step of the way.
We Help By:
- Coordinating with your adjuster
- Providing detailed inspection reports
- Submitting supplemental documentation if anything is missed
- Making sure your roof gets fully restored, not just patched up
We install durable products from Owens Corning, a trusted brand known for hail-resistant shingles and comprehensive warranties.
Can Hail-Damaged Roofs Be Repaired?
Yes—depending on the extent and location of the damage. Isolated bruises or missing shingles can often be repaired, but more widespread or systemic damage usually requires full replacement. We’ll give you a clear, honest recommendation based on:
- Roof age and remaining lifespan
- Warranty status
- Underlayment and decking condition
- Long-term cost-effectiveness
Final Thoughts: Don’t Wait to Act
Hail damage might be silent at first, but the consequences can be expensive if ignored. A quick post-storm inspection and timely claim can save you thousands of dollars and protect your home’s value.
Trust 180 Contractors Roofing & Siding for transparent guidance, expert workmanship, and support throughout your insurance claim. We’re proud to serve the Waterford community with integrity and local experience.
Read also our blog:
Leaf Debris and Roof Damage: Cleanup Tips That Work
